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Captive AgentsCaptive agents receive a salary by the insurance company they represent plus a lower commission rate than independent agents. Agents and brokers all receive commissions, but some agents also receive a salary from an insurance company. Keep records of your health care visits, services, and equipment provided, significant lab work, etc. Also, file copies of any bills or notices from insurance companies, doctors, hospitals, pharmacies, etc. as well as canceled checks. Arizona Health Care Cost Containment System is Arizona's Medicaid agency that offers health care programs to serve Arizona residents. Individuals must meet certain income and other requirements to obtain services. Our calculator will help you determine the life insurance policy size that best fits your circumstance. The State Health Insurance Assistance Program, or SHIP, is a national program that offers one-on-one counseling and assistance to people with Medicare and their families. She’s worked with F